Restaurant Insurance |
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Let Coversure look after your restaurant insurance needs. With different tailored packages to choose from, whether you run a small snack bar or large restaurant with a hundred seats or more, Coversure can provide you with the advice and insurance cover you require.
Packages include the following:
- stock
- frozen food & deterioration of stock
- wines & spirits stock
- trade contents, fixtures & fittings
- business interruption & book debts
- public liability
- product liability
- employers' liability
- goods in transit
- money
Whatever your restaurant insurance needs are, Coversure can cater for them. The packages we offer have different options to suit different food businesses so we can tailor an insurance package to your individual requirements. If your business is more unusual or complex, we can arrange a bespoke policy instead, where you can choose what you want from a "menu" of covers.
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Options available include: |
Call us or click for a quote and find out how competitive we are.
FAQ's
What is deterioration of stock cover?
In the catering industry, you may well have a large amount of food stock, so if your fridge or freezer breaks down or there is a power cut, a large amount of your stock could become unuseable and therefore worthless. Deterioration of stock would cover you in this event. Some policies specify that the refridgeration equipment must be below a certain age for breakdown cover.
What is loss of licence cover?
Loss of licence cover is for licenced trades, such as pubs, hotels and cafes, etc. It covers the loss of profit and/or expenses incurred should your business lose its licence to sell alcohol. Some insurers will include this as standard on their products, and others may offer it as an optional extra with a choice of cover level at an additional cost.
What is fidelity cover?
Fidelity cover provides protection in the event you suffer a loss due to a theft or dishonest activity committed by one of your own staff.