Property Owners Insurance
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property owners insurance

Coversure offers a wide range of residential let policies from many of the UK’s leading insurance companies, along with many specialist residential let schemes aimed at landlords with more unusual or complex requirements.

The property owners insurance policies we offer vary according to tenant type, build type and the level of cover required. So whether you are looking for just a policy providing FLEA cover for a single property, or you have a large portfolio and require additional cover for your business, such as loss of rent and employers' liability, we have a policy to suit. Discounts are also available for multiple properties, so the larger your portfolio, the more you are likely to save.

property owners insurance

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  • accidental damage
  • asylum Sseekers
  • DSS
  • employers' liability cover (for ground or property maintenance staff)
  • flat roof construction
  • holiday homes – abroad, let and unoccupied
  • legal expenses
  • loss of rent
  • malicious damage (including damage caused by tenants)
  • non-standard build
  • owner occupied
  • professional lets
  • renovation – structural and non-structural
  • students
  • subsidence problems
  • thatched
  • trace and access

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 property owners insurance
 

FAQ's

What does standard build mean?

Standard build is where a property is constructed with brick, stone or concrete block walls, and roofed with slate or tiles. Examples of non standard build properties are thatched cottages and wooden buildings.

What if I decide to move into the property or rent it out part way through the policy term?

As well as providing empty house insurance, some companies also offer other products such as household cover or residential let. It is simple to swap between empty house insurance and another policy with the same company.

What is Property Owners' Liability insurance?

Property Owners' Liability insurance is similar to public liability insurance. It provides cover in the event of injury, death or damage to individuals or their property on or adjacent to your property e.g. a tile falls off a roof and hits someone, or lands on their car and damages it. For private property owners this protection is usually included in a household policy, whereas for most businesses, any claim arising from your ownership of a property would be included in your public liability cover.

For more property insurance FAQ's click here

 property insurance questions
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