Private Car Insurance

FAQ's

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Can I tow a trailer and will it be covered?

Your policy will generally cover you to tow a trailer, although the trailer itself will not be covered, i.e. if the trailer hits another car and causes damage to it, the insurer will pay for the damage to the other car, but it will not pay for the damage to the trailer itself and you therefore need a separate policy to provide cover for the trailer.

I have an any driver policy and my certificate says any driver; can my daughter drive?

That depends on her age. Although the certificate states any driver, you should check the wording of your Schedule as most policies will have restrictions for young drivers. You should also ensure that any driver(s) with convictions, accidents or claims who has the use of your vehicle is named on the policy.

 

Can I insure a car and van on the same policy?

Generally not, although we can arrange a fleet policy which can cover a range of vehicle types as well as cars and vans, such as motorbikes, motor homes, mini-diggers, fork lift trucks, tractors, imported cars, cherry pickers and larger commercial vehicles.

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