Fish and Chip Shop Insurance |
Fish and chip shop insurance can be expensive due to the risks associated with serving food to the public and the added fire risk from the ranges used for cooking. Insurance companies often load premiums on businesses that they see as a higher risk, so why not let Coversure find you a competitive policy which meets your fish and chip shop insurance needs. We have specialist schemes available for insuring fish and chip shops so, whatever your individual requirements are, we will have something to suit.
We have excellent arrangements with many of the UK’s leading insurers so we can arrange an insurance package to suit your particular business needs, whether you have the facilities for diners to eat in, or you do deliveries.
Our packages include all the basic covers you need, such as:
Public, products and employers’ liability
This cover provides protection should anyone injure themselves in your shop or suffer as a result of defective food products you unknowingly serve, and also meets your legal requirements to your employees in the course of their work for you.
Money cover
Looking after your money, on the premises and in transit to and from the bank. Some packages also offer the option of fidelity cover.
Deterioration of stock
In case your food stock is ruined, for instance, if there is a power cut and your fridge freezers defrost.
Business interruption cover
If your business takes a battering from a storm, fire or other insured event, business interruption cover protects your income and restores your business to the same financial position had the loss not occurred, thereby enabling you to return to trading as soon as possible.
Other options available include:
- buildings cover
- tenants improvements
- stock and trade contents
- computer and electronic equipment
- glass and signage cover
- legal expenses
- terrorism cover
So contact Coversure today about your fish and chip shop insurance needs. Click here for a quote, or call 0800 977 4200 now.
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